Our Story

Serving Communities Since 2025

NIMDA Credit Co-operative Society was established with a vision to provide accessible and affordable financial services to Indian communities. As a member-owned institution, we operate on the principles of mutual help, democratic governance, and shared prosperity.

Over the years, we have grown to serve thousands of members across multiple states, always staying true to our co-operative values and commitment to financial inclusion.

5000

+

Active Members

100

Cr+

Total Deposits

28

+

Services Served

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Co-operative Principles

Our Core Values

As a co-operative society, we are guided by time-tested principles that ensure we serve our members' best interests.

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Member Ownership

Every member is an owner with equal voting rights. We operate democratically, ensuring that decisions reflect the collective will of our members.

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Financial Inclusion

We believe in providing accessible financial services to all, regardless of their economic background, promoting financial literacy and empowerment.

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Community Development

We invest in our communities through education programs, financial literacy workshops, and support for local development initiatives.

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Our Mission

Empowering Financial Futures

To provide accessible, affordable, and reliable financial services to our members while promoting savings, responsible lending, and financial literacy in the communities we serve.

  • icon Promote savings and thrift among members
  • icon Provide affordable credit for productive purposes
  • icon Foster financial literacy and responsibility
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Member Benefits

Why Choose NIMDA

Experience the co-operative difference with benefits designed for your financial well-being.

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Higher Returns

Earn competitive interest rates on your deposits, better than traditional banks.

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Lower Loan Rates

Access credit at affordable interest rates with minimal processing fees.

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Annual Dividends

Share in the society's profits through annual dividend distributions.

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Democratic Control

Have a say in how your society operates through voting rights.

Ready to Join Our Community?Become a Member Today

Experience the benefits of co-operative banking and be part of a community that values your financial success.